Regulatory Licensing

Financial Services Licence Application & Advisory

FXBX provides end-to-end licence application management and advisory across 15 regulatory licence categories — covering FX, payments, crypto/VASP, and UAE-regulated frameworks including SCA, ADGM, VARA, and Freezone structures.

Licence Categories

AUSTRAC — Payments

Australian Non-Cash Payment Facility Licence

Regulatory Authority: Australian Securities and Investments Commission (ASIC) / AUSTRAC  |  Region: Australia

What This Licence Permits You To Do

Operating a non-cash payment facility in Australia
Providing payment services including digital wallets and payment accounts
Issuing payment instruments to Australian clients
Facilitating payment transactions between parties

Ideal For

  • Payment service providers seeking Australian regulatory authorisation
  • FinTech companies operating payment facilities in Australia
  • Entities requiring AFSL authorisation for payment product issuance

Key Regulatory Requirements

  • AFSL authorisation for non-cash payment facility
  • AUSTRAC AML/CTF program registration
  • Minimum net tangible assets requirements
  • Compliance framework and risk management systems
  • Professional indemnity insurance

How FXBX Supports Your Application

AFSL application with non-cash payment authorisation
AUSTRAC registration and AML/CTF program development
Compliance framework design
Payment facility operational advisory

Typical Timeline

12–18 months (AFSL component); AUSTRAC registration concurrent

Timelines are indicative only and subject to regulatory authority processing times, completeness of application, and other factors outside FXBX's control.

Value Proposition

Australian authorisation for non-cash payment facilities provides access to one of the Asia-Pacific region's most sophisticated payment markets under a tier-1 regulatory framework. ASIC/AUSTRAC dual authorisation provides strong credibility with banking partners and institutional clients.

Regulatory Disclaimer: All information regarding licensing requirements, timelines, and regulatory frameworks is provided for general informational purposes only and is subject to change. FXBX does not guarantee any particular regulatory outcome. Regulatory authority decisions are made at the authority's sole discretion. Prospective applicants should seek independent legal advice regarding their specific circumstances before commencing any licence application.